Supreme Court of India

NATIONAL INSURANCE CO. LTD. versus SMT. THUNGALA DHANA LAXMI & ORS.

2026 INSC 793

Case number: CIVIL APPEAL No. 14369/2025
Judgment date: 2026-08-04
Petitioner / appellant: NATIONAL INSURANCE CO. LTD.
Respondent: SMT. THUNGALA DHANA LAXMI & ORS.
Neutral citation: 2026 INSC 793
Other citation: [2026] 8 S.C.R. 284
CNR: ESCR010002512026
Bench / judges: SANJAY KAROL, PRASHANT KUMAR MISHRA
Author judge: SANJAY KAROL
Bench size: 2 Judges
Disposal nature: Not available
Judgment year: 2026

Issue for consideration

Issue arose as regards the lack of compliance of s.146 of the Motor Vehicles Act, 1988 which requires all vehicles to have a valid insurance policy covering third-parties; whether there should be a uniform motor-vehicle policy structure covering all occupants of to the statutorily mandated coverage of third- party risks; whether the High Court rightly allowed the appeal filed by the respondents-claimants holding that the policy in question was a comprehensive policy and would cover the owner of the vehicle as well, who was travelling in the car as a

Available source description

Directions issued; matter to be listed on 18.08.2026 for perusal of affidavits of compliance.

Full Judgement details :

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