Syllabus Summary

Unit NumberCore Topic / Subject RangeKey Statutes & PrinciplesCore Description / Subject Matter
Unit-IHistory, BR Act & Modern BankingBanking Regulation Act, 1949Codification of banking laws, RBI regulatory controls, definition of banking, and IT impact (CBS/UPI).
Unit-IIBanker-Customer RelationshipFoley v. Hill, Contract LawDebtor-creditor, trustee-beneficiary, bailor-bailee, obligation to honor cheques, and account secrecy.
Unit-IIICheques, Crossings & InstrumentsNegotiable Instruments Act, 1881Cheques, general/special crossings, account payee restrictions, and holder in due course.
Unit-IVPaying & Collecting BankersSections 85, 128, 131 NI ActStatutory protections for paying and collecting bankers against forged endorsements and conversion.
Unit-VLien, Advances, SARFAESI & DRTSARFAESI Act, RDB Act, Contract ActBanker’s lien, pledge, mortgage, bank guarantees, SARFAESI asset seizure, and DRT jurisdiction.